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Henry Morgan
November 522

Before RMDs, Not After

One of the biggest retirement planning mistakes I see is assuming taxes will automatically go down once work stops.

Sometimes they do. But if you’ve built up a large traditional IRA or 401(k), retirement can create a temporary tax window that’s far more valuable than most people realize.

If I retire at 65 with a large pre-tax balance, but RMDs don’t start until 75, that 10-year gap can be a planning gift. Those may be the years when I have the most control over my tax bracket.

Here’s the basic idea:

A Roth conversion means moving money from a traditional IRA to a Roth IRA and paying tax on that amount now. That’s the painful part. The benefit is that once the money is in the Roth, future growth can be tax-free, withdrawals can be tax-free if rules are met, and there are no RMDs during the owner’s lifetime.

That matters because the real risk isn’t just taxes today. It’s letting a large traditional IRA keep compounding until the IRS starts forcing income out of it.

In the example I reviewed, a retired couple starts with $1.5 million in a traditional IRA at 65. If they do nothing and the account grows at 6%, it can swell to roughly $2.7 million by age 75. That can produce a first RMD of around $109,000.

Add Social Security on top of that, and now we’re talking about a very different tax picture than most retirees expected.

By contrast, if that same couple uses the pre-RMD years to convert aggressively—but intentionally—they may be able to keep filling lower brackets on purpose rather than letting future RMDs dictate the outcome. In this example, the strategy reduced the IRA entering age 75 to only a few hundred thousand dollars, with a first RMD closer to $11,000.

That’s a dramatic shift.

And yes, the modeled lifetime tax savings were enormous—close to $400,000. But I want to be very clear: I would never present that as a typical outcome. That kind of result usually requires a very specific combination of factors:

  • a large traditional IRA
  • a real low-income window before RMDs
  • enough years to do meaningful conversions
  • outside funds available to pay the conversion tax
  • no large pension already filling up the brackets

Still, the lesson is sound.

Roth conversions are not about avoiding taxes.
They’re about paying taxes more intelligently.

What I like most about this strategy is that it puts the retiree back in control. Instead of waiting for a bloated IRA to create large forced withdrawals later, I can decide when to recognize income and how much bracket space I want to use each year.

That’s fiduciary planning. It’s not flashy. It’s not hype. It’s just good tax management.

A few cautions, though.

Roth conversions are not automatically a win. If I expect to be in a meaningfully lower bracket later, the math may not work. If I’m using IRA money itself to pay the conversion tax, the benefit shrinks. If conversions push me into Medicare premium surcharges or create other ripple effects, that has to be modeled too.

And this is where I part ways with a lot of generic advice online: the strategy is only as good as the tax projection behind it.

I want to see the full picture:

  • current bracket
  • future RMDs
  • Social Security taxation
  • Medicare IRMAA exposure
  • widow’s penalty risk
  • state taxes
  • legacy goals

Without that, a Roth conversion is just a guess dressed up as a strategy.

If you’re in your 60s, recently retired, and sitting on a large tax-deferred balance, this is absolutely worth a serious look. The years before RMDs begin can be some of the best planning years you’ll ever get.

In many cases, the choice is simple:

Pay some tax now by design, or pay a lot more later by default.

One of the biggest retirement planning mistakes I see is assuming taxes will automatically go down once work stops.

Sometimes they do. But if you’ve built up a large traditional IRA or 401(k), retirement can create a temporary tax window that’s far more valuable than most people realize.

If I retire at 65 with a large pre-tax balance, but RMDs don’t start until 75, that 10-year gap can be a planning gift. Those may be the years when I have the most control over my tax bracket.

Here’s the basic idea:

A Roth conversion means moving money from a traditional IRA to a Roth IRA and paying tax on that amount now. That’s the painful part. The benefit is that once the money is in the Roth, future growth can be tax-free, withdrawals can be tax-free if rules are met, and there are no RMDs during the owner’s lifetime.

That matters because the real risk isn’t just taxes today. It’s letting a large traditional IRA keep compounding until the IRS starts forcing income out of it.

In the example I reviewed, a retired couple starts with $1.5 million in a traditional IRA at 65. If they do nothing and the account grows at 6%, it can swell to roughly $2.7 million by age 75. That can produce a first RMD of around $109,000.

Add Social Security on top of that, and now we’re talking about a very different tax picture than most retirees expected.

By contrast, if that same couple uses the pre-RMD years to convert aggressively—but intentionally—they may be able to keep filling lower brackets on purpose rather than letting future RMDs dictate the outcome. In this example, the strategy reduced the IRA entering age 75 to only a few hundred thousand dollars, with a first RMD closer to $11,000.

That’s a dramatic shift.

And yes, the modeled lifetime tax savings were enormous—close to $400,000. But I want to be very clear: I would never present that as a typical outcome. That kind of result usually requires a very specific combination of factors:

  • a large traditional IRA
  • a real low-income window before RMDs
  • enough years to do meaningful conversions
  • outside funds available to pay the conversion tax
  • no large pension already filling up the brackets

Still, the lesson is sound.

Roth conversions are not about avoiding taxes.
They’re about paying taxes more intelligently.

What I like most about this strategy is that it puts the retiree back in control. Instead of waiting for a bloated IRA to create large forced withdrawals later, I can decide when to recognize income and how much bracket space I want to use each year.

That’s fiduciary planning. It’s not flashy. It’s not hype. It’s just good tax management.

A few cautions, though.

Roth conversions are not automatically a win. If I expect to be in a meaningfully lower bracket later, the math may not work. If I’m using IRA money itself to pay the conversion tax, the benefit shrinks. If conversions push me into Medicare premium surcharges or create other ripple effects, that has to be modeled too.

And this is where I part ways with a lot of generic advice online: the strategy is only as good as the tax projection behind it.

I want to see the full picture:

  • current bracket
  • future RMDs
  • Social Security taxation
  • Medicare IRMAA exposure
  • widow’s penalty risk
  • state taxes
  • legacy goals

Without that, a Roth conversion is just a guess dressed up as a strategy.

If you’re in your 60s, recently retired, and sitting on a large tax-deferred balance, this is absolutely worth a serious look. The years before RMDs begin can be some of the best planning years you’ll ever get.

In many cases, the choice is simple:

Pay some tax now by design, or pay a lot more later by default.

...
#financialplanning#taxplanning#retirementplanning#retirementincome#ira#socialsecurity#rmds#rothconversion
#financialplanning#taxplanning#retirementplanning#retirementincome#ira#socialsecurity#rmds#rothconversion
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Stephen Williams
November 530

AI Vendor Due Diligence, Actually Operationalized

I watch a lot of “AI governance” content, and most of it falls into the same trap: big claims, vague controls, zero operational detail.

This was one of the few walkthroughs that stayed grounded in the actual bottleneck: vendor due diligence is still mostly manual, and that breaks down fast once every enterprise team is evaluating a growing pile of AI vendors.

What stood out to me wasn’t “AI evaluates AI.” It was the much more practical point that vendor review fails for two pretty boring but very real reasons:

  • there’s too much documentation for humans to review efficiently
  • the people doing procurement often don’t know the AI-specific questions they should even be asking

That second one matters more than people admit. You can’t assess risks you don’t know how to look for. And static questionnaires are a bad fit for AI systems because context changes everything.

A vendor touching a HIPAA-sensitive clinical workflow should not get the same review as one generating marketing copy. That sounds obvious, but a lot of procurement processes still behave as if one generic checklist can cover both.

What I liked here is the workflow design.

The system links a vendor to a specific use case or system, ingests the vendor’s docs, selects the relevant questionnaires, pulls evidence from the source material, and produces scores that a human can review and override. That’s the right shape of solution.

Not because automation replaces judgment. Because it clears out the low-value clerical work so judgment can actually happen.

A few things I think are especially well thought through:

  • The “absence of evidence ≠ evidence of absence” point is exactly right. If the system can’t find support for a control, that should create a clarification request, not a fake certainty.
  • The scoring is deterministic even if evidence extraction uses LLMs. This is a big deal. I do not want freeform model vibes deciding vendor risk scores.
  • The human-in-the-loop audit trail is treated as a first-class feature, not compliance theater.
  • The questionnaire library adapts to scenario, data sensitivity, geography, and use case instead of pretending all AI vendors are interchangeable.

That last part is where most “AI strategy” decks go to die. Everyone says “risk-based approach.” Very few teams actually encode that into the mechanics of how reviews happen.

I also agree with the pushback on the naive approach: just upload documents into an LLM and ask for a risk assessment. That’s fine for a demo. It’s not a system.

If you want something usable in procurement or compliance, you need:

  • structured ingestion
  • traceable evidence
  • deterministic scoring logic
  • explicit uncertainty handling
  • auditable human review

Otherwise you’re just wrapping a prompt around a regulated workflow and hoping nobody asks hard questions later.

The broader takeaway for me is that this is the kind of AI application I find credible right now: not “autonomous decision-making,” but well-bounded automation around document-heavy expert workflows.

That’s where the value is.

Not in replacing procurement, legal, or risk teams. In letting them get through 10 reviews with the rigor that previously only fit into 2.

I’m generally skeptical of governance products because too many of them are selling reassurance rather than capability. But this is much closer to what real operational software should look like: evidence-linked, scenario-aware, hybrid AI + rules, with a clean handoff back to humans.

That’s not flashy.

It’s just useful.

And honestly, I’ll take useful over visionary every time.

I watch a lot of “AI governance” content, and most of it falls into the same trap: big claims, vague controls, zero operational detail.

This was one of the few walkthroughs that stayed grounded in the actual bottleneck: vendor due diligence is still mostly manual, and that breaks down fast once every enterprise team is evaluating a growing pile of AI vendors.

What stood out to me wasn’t “AI evaluates AI.” It was the much more practical point that vendor review fails for two pretty boring but very real reasons:

  • there’s too much documentation for humans to review efficiently
  • the people doing procurement often don’t know the AI-specific questions they should even be asking

That second one matters more than people admit. You can’t assess risks you don’t know how to look for. And static questionnaires are a bad fit for AI systems because context changes everything.

A vendor touching a HIPAA-sensitive clinical workflow should not get the same review as one generating marketing copy. That sounds obvious, but a lot of procurement processes still behave as if one generic checklist can cover both.

What I liked here is the workflow design.

The system links a vendor to a specific use case or system, ingests the vendor’s docs, selects the relevant questionnaires, pulls evidence from the source material, and produces scores that a human can review and override. That’s the right shape of solution.

Not because automation replaces judgment. Because it clears out the low-value clerical work so judgment can actually happen.

A few things I think are especially well thought through:

  • The “absence of evidence ≠ evidence of absence” point is exactly right. If the system can’t find support for a control, that should create a clarification request, not a fake certainty.
  • The scoring is deterministic even if evidence extraction uses LLMs. This is a big deal. I do not want freeform model vibes deciding vendor risk scores.
  • The human-in-the-loop audit trail is treated as a first-class feature, not compliance theater.
  • The questionnaire library adapts to scenario, data sensitivity, geography, and use case instead of pretending all AI vendors are interchangeable.

That last part is where most “AI strategy” decks go to die. Everyone says “risk-based approach.” Very few teams actually encode that into the mechanics of how reviews happen.

I also agree with the pushback on the naive approach: just upload documents into an LLM and ask for a risk assessment. That’s fine for a demo. It’s not a system.

If you want something usable in procurement or compliance, you need:

  • structured ingestion
  • traceable evidence
  • deterministic scoring logic
  • explicit uncertainty handling
  • auditable human review

Otherwise you’re just wrapping a prompt around a regulated workflow and hoping nobody asks hard questions later.

The broader takeaway for me is that this is the kind of AI application I find credible right now: not “autonomous decision-making,” but well-bounded automation around document-heavy expert workflows.

That’s where the value is.

Not in replacing procurement, legal, or risk teams. In letting them get through 10 reviews with the rigor that previously only fit into 2.

I’m generally skeptical of governance products because too many of them are selling reassurance rather than capability. But this is much closer to what real operational software should look like: evidence-linked, scenario-aware, hybrid AI + rules, with a clean handoff back to humans.

That’s not flashy.

It’s just useful.

And honestly, I’ll take useful over visionary every time.

...
#riskmanagement#aigovernance#responsibleai#procurement#healthcareai#vendorrisk#aicompliance
#riskmanagement#aigovernance#responsibleai#procurement#healthcareai#vendorrisk#aicompliance
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Billy Morgan
November 562

Intent over instruction

I’ve led enough teams to know this: when every decision has to run through the boss, the boss becomes the bottleneck.

That’s why intent-based leadership matters.

What stood out to me here wasn’t theory. It was the very practical shift from “Should I do this?” to “Here’s what I’ve done.” That’s the move. That’s where leadership starts getting created instead of centralized.

A lot of operators struggle with this transition, especially the strong ones. If you’ve built your reputation on getting things done and getting them done right, letting go feels risky. You assume standards will slip. You assume people will miss details. You assume you’ll spend more time cleaning up than you saved.

Sometimes that’s true.

But more often, the real problem is that the leader has trained the team to wait.

And then we act surprised when they do.

What I respect in this example is the discipline to step back and let the experts do the job they already know how to do. Not abdication. Not hands-off leadership. Trust with visibility. That’s different.

When a manager leaves for training and expects the shift report to come back broken, but instead finds it done well and ready to send, that’s not a small moment. That’s evidence. The team was more capable than the leader’s habits allowed.

That’s a lesson a lot of senior leaders need to hear.

If your people can’t act without you, you haven’t built a team. You’ve built dependence.

And dependence does not scale.

The other piece that matters is recognition. Calling the team together not to correct them, but to tell them they did a great job after a big production day—that changes the temperature of a workplace fast. People notice when the only time leadership speaks up is when something breaks. They also notice when good work gets seen.

You want more ownership? Recognize ownership.

You want more initiative? Stop treating every meeting like a courtroom.

What happened next is predictable in the best way: more pride, more camaraderie, more interaction, more teamwork. The floor feels different because leadership feels different.

Drucker said, “The best way to predict the future is to create it.” In operations, that happens one decision at a time. You either create more decision-makers, or you create more escalation.

And Lencioni has been right for years: teams don’t become functional because the org chart says they should. They become functional when trust, clarity, and accountability show up in the daily work.

That’s what I see here.

Not a leadership slogan. A behavioral shift.

Less permission. More intent. Less hovering. More ownership. Less compliance. More pride.

That’s how you make work fun again for good people.

And for the operators reading this: if everyone still needs your blessing before they move, don’t tell me you’re empowering the team. You’re still in the middle of every play.

Step back. Set the standard. Require the thinking. Let your people lead.

I’ve led enough teams to know this: when every decision has to run through the boss, the boss becomes the bottleneck.

That’s why intent-based leadership matters.

What stood out to me here wasn’t theory. It was the very practical shift from “Should I do this?” to “Here’s what I’ve done.” That’s the move. That’s where leadership starts getting created instead of centralized.

A lot of operators struggle with this transition, especially the strong ones. If you’ve built your reputation on getting things done and getting them done right, letting go feels risky. You assume standards will slip. You assume people will miss details. You assume you’ll spend more time cleaning up than you saved.

Sometimes that’s true.

But more often, the real problem is that the leader has trained the team to wait.

And then we act surprised when they do.

What I respect in this example is the discipline to step back and let the experts do the job they already know how to do. Not abdication. Not hands-off leadership. Trust with visibility. That’s different.

When a manager leaves for training and expects the shift report to come back broken, but instead finds it done well and ready to send, that’s not a small moment. That’s evidence. The team was more capable than the leader’s habits allowed.

That’s a lesson a lot of senior leaders need to hear.

If your people can’t act without you, you haven’t built a team. You’ve built dependence.

And dependence does not scale.

The other piece that matters is recognition. Calling the team together not to correct them, but to tell them they did a great job after a big production day—that changes the temperature of a workplace fast. People notice when the only time leadership speaks up is when something breaks. They also notice when good work gets seen.

You want more ownership? Recognize ownership.

You want more initiative? Stop treating every meeting like a courtroom.

What happened next is predictable in the best way: more pride, more camaraderie, more interaction, more teamwork. The floor feels different because leadership feels different.

Drucker said, “The best way to predict the future is to create it.” In operations, that happens one decision at a time. You either create more decision-makers, or you create more escalation.

And Lencioni has been right for years: teams don’t become functional because the org chart says they should. They become functional when trust, clarity, and accountability show up in the daily work.

That’s what I see here.

Not a leadership slogan. A behavioral shift.

Less permission. More intent. Less hovering. More ownership. Less compliance. More pride.

That’s how you make work fun again for good people.

And for the operators reading this: if everyone still needs your blessing before they move, don’t tell me you’re empowering the team. You’re still in the middle of every play.

Step back. Set the standard. Require the thinking. Let your people lead.

...
#leadership#accountability#management#teamperformance#execution#operations#frontlineleadership#intentbasedleadership
#leadership#accountability#management#teamperformance#execution#operations#frontlineleadership#intentbasedleadership
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User avatar
Frank Cox
November 568

Cornell Notes for Smarter Revision

I talk with a lot of students who think note-taking means writing down as much as possible and hoping it makes sense later. In practice, that usually leads to pages of crowded dot points, half-finished thoughts, and revision sessions that feel overwhelming.

That’s why I like the Cornell notes format so much. It gives students a clear structure that helps them learn while they write and makes review much more manageable when assessments come around.

The layout is simple:

  • a right-hand column for the main notes
  • a left-hand column for cues
  • a summary section at the bottom

The right side is where I’d put the key content from a lesson, reading, or explanation. The left side is for a prompt connected to that content — usually a question, keyword, or short phrase. Then, at the bottom, I’d add a short summary once I’ve had a bit of time away from the material.

What I appreciate most is that this format naturally breaks big topics into smaller, more workable chunks. That matters for every learner, but especially for students who freeze when a page of notes starts to look like one giant wall of information. When each idea has its own cue and response, it’s easier to see what belongs together and easier to find later.

I also like that it nudges students toward active recall instead of passive rereading. If I cover the right-hand column and look only at the cues, I can test what I actually remember. That’s a much more effective revision strategy than just highlighting everything and hoping it sticks.

For students with ADHD, anxiety, or just a low tolerance for messy systems, this can be a real win. It reduces the “where do I put this?” decision-making during note-taking, and it gives a built-in way to revise without having to reinvent the wheel before every test.

A small but important detail: I wouldn’t rush the summary. I actually like waiting a few hours before writing it, because that pause gives the brain time to sort and settle the information. Coming back later often leads to a stronger, clearer understanding than trying to force a perfect summary immediately.

If I were encouraging a student to try this, I’d keep it low-pressure: don’t aim for perfect notes, aim for usable notes. Even if the cues get added later, the structure still works. The goal isn’t beautifully decorated pages. The goal is a note system that helps you understand, remember, and revise with less stress.

For parents, this is also a helpful format to ask about at home. Instead of saying, “Did you study?”, you can ask, “What are the cues on the left telling you to remember?” That kind of question supports retrieval without turning homework time into a lecture.

I’m always a fan of tools that make learning feel more doable, and Cornell notes fit that nicely. Simple, flexible, and genuinely useful.

I talk with a lot of students who think note-taking means writing down as much as possible and hoping it makes sense later. In practice, that usually leads to pages of crowded dot points, half-finished thoughts, and revision sessions that feel overwhelming.

That’s why I like the Cornell notes format so much. It gives students a clear structure that helps them learn while they write and makes review much more manageable when assessments come around.

The layout is simple:

  • a right-hand column for the main notes
  • a left-hand column for cues
  • a summary section at the bottom

The right side is where I’d put the key content from a lesson, reading, or explanation. The left side is for a prompt connected to that content — usually a question, keyword, or short phrase. Then, at the bottom, I’d add a short summary once I’ve had a bit of time away from the material.

What I appreciate most is that this format naturally breaks big topics into smaller, more workable chunks. That matters for every learner, but especially for students who freeze when a page of notes starts to look like one giant wall of information. When each idea has its own cue and response, it’s easier to see what belongs together and easier to find later.

I also like that it nudges students toward active recall instead of passive rereading. If I cover the right-hand column and look only at the cues, I can test what I actually remember. That’s a much more effective revision strategy than just highlighting everything and hoping it sticks.

For students with ADHD, anxiety, or just a low tolerance for messy systems, this can be a real win. It reduces the “where do I put this?” decision-making during note-taking, and it gives a built-in way to revise without having to reinvent the wheel before every test.

A small but important detail: I wouldn’t rush the summary. I actually like waiting a few hours before writing it, because that pause gives the brain time to sort and settle the information. Coming back later often leads to a stronger, clearer understanding than trying to force a perfect summary immediately.

If I were encouraging a student to try this, I’d keep it low-pressure: don’t aim for perfect notes, aim for usable notes. Even if the cues get added later, the structure still works. The goal isn’t beautifully decorated pages. The goal is a note system that helps you understand, remember, and revise with less stress.

For parents, this is also a helpful format to ask about at home. Instead of saying, “Did you study?”, you can ask, “What are the cues on the left telling you to remember?” That kind of question supports retrieval without turning homework time into a lecture.

I’m always a fan of tools that make learning feel more doable, and Cornell notes fit that nicely. Simple, flexible, and genuinely useful.

...
#learning#studytips#studyskills#revision#students#parents#adhdfriendly#notetaking#cornellnotes
#learning#studytips#studyskills#revision#students#parents#adhdfriendly#notetaking#cornellnotes
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Sean Murphy
Sean Murphy

this works fr

Theresa Jackson
Theresa Jackson

facts 💯💯💯🔥🔥

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Sociala Tech
November 582

November ’26 Update: Video Block for Your Widget, Call Backgrounds & More

Hey Sociala fam! 👋

A new batch of updates for experts who take consultations on Sociala is live, from a video block to background options in calls. Let’s go through them.

What’s new⚡

1. Video block

Experts can now upload a video to their widget. Visitors watch it directly on the page, on both mobile and desktop, so it works well for a short introduction or a preview of how you work with clients.

2. A new look for your photo

The expert photo in the widget header now appears in the Sociala drop shape. On the About you screen, a menu lets you replace or delete the photo, and the avatar updates on every screen of the widget, on mobile and desktop.

3. Redesigned widget management screen

The management page now has controls at the top and the full widget below, making it easier to manage and understand how it looks to visitors.

4. Updated booking confirmation screen

After a client books, the confirmation page now scrolls as a single page. The expert information block has Add friend, Follow and Chat buttons, so a client can connect with the expert right from the confirmation screen. It works on mobile and desktop.

5. Background blur and replacement in calls

During video consultations in your call room, you can blur your background, choose from ready-made options, or upload your own. It works on both mobile and desktop.

Beyond the widget updates, there’s one more thing to share 💸 

Multi-Level Earning Program

For participants connected to the program, earnings can come from more than one referral level: from the people they invite and from the people those invitees bring in. A dedicated page keeps the rules, monthly goals and earnings in one place, while the wallet records each payment as a separate transaction.

Bug Fixes 🔧

We also shipped fixes across payments, subscriptions, posts, search and calls. A few of them: publishing or editing a post with attached files no longer fails, visitors who aren’t logged in are now offered sign-in or registration on the donation block, friend request notifications are delivered again, and the wallet PDF report now shows the Description field.

We will keep sharing updates here, so follow this page to see them as they ship. In the meantime, try the video block, refresh your photo and tell us in the comments what you’d like to see next 💚

Hey Sociala fam! 👋

A new batch of updates for experts who take consultations on Sociala is live, from a video block to background options in calls. Let’s go through them.

What’s new⚡

1. Video block

Experts can now upload a video to their widget. Visitors watch it directly on the page, on both mobile and desktop, so it works well for a short introduction or a preview of how you work with clients.

2. A new look for your photo

The expert photo in the widget header now appears in the Sociala drop shape. On the About you screen, a menu lets you replace or delete the photo, and the avatar updates on every screen of the widget, on mobile and desktop.

3. Redesigned widget management screen

The management page now has controls at the top and the full widget below, making it easier to manage and understand how it looks to visitors.

4. Updated booking confirmation screen

After a client books, the confirmation page now scrolls as a single page. The expert information block has Add friend, Follow and Chat buttons, so a client can connect with the expert right from the confirmation screen. It works on mobile and desktop.

5. Background blur and replacement in calls

During video consultations in your call room, you can blur your background, choose from ready-made options, or upload your own. It works on both mobile and desktop.

Beyond the widget updates, there’s one more thing to share 💸 

Multi-Level Earning Program

For participants connected to the program, earnings can come from more than one referral level: from the people they invite and from the people those invitees bring in. A dedicated page keeps the rules, monthly goals and earnings in one place, while the wallet records each payment as a separate transaction.

Bug Fixes 🔧

We also shipped fixes across payments, subscriptions, posts, search and calls. A few of them: publishing or editing a post with attached files no longer fails, visitors who aren’t logged in are now offered sign-in or registration on the donation block, friend request notifications are delivered again, and the wallet PDF report now shows the Description field.

We will keep sharing updates here, so follow this page to see them as they ship. In the meantime, try the video block, refresh your photo and tell us in the comments what you’d like to see next 💚

...
Image 1
#creatoreconomy#bugfixes#sociala#creatortools#monetizeyourknowledge#socialaupdate#productupdate#expertwidget#videoblock#buildinginpublic
#creatoreconomy#bugfixes#sociala#creatortools#monetizeyourknowledge#socialaupdate#productupdate#expertwidget#videoblock#buildinginpublic
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Brenda Bailey
Brenda Bailey

video block is sick

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Milja Morin's post cover
Halyna Lubochkova's post cover
✨ The Mountains – A Place of Power ✨

This year, I stood in the mountains for the very first time… and words truly fail me.

No photo, no video, no caption can ever fully capture what it feels like to be up there surrounded by silence, beauty and something so much bigger than yourself. The air is different. The sky feels closer. And your soul? It wakes up.

It’s not just about the view (though let’s be honest it’s breathtaking). It’s about what the mountains do to you. They humble you. They ground you. They remind you how small your worries are and how strong you really are.

They are a place of clarity, of strength, of peace.A place where your heart beats louder and your thoughts grow quieter.

I get it now when people say the mountains are their “place of power.” Because that’s exactly how it felt. Powerful. Alive. Pure magic.

If you’ve never experienced the mountains truly felt them I hope you get the chance to.You might just come back a different person ⛰️

Avatar of Halyna Lubochkova
Halyna Lubochkova15 August 2025
Travis Ward's post cover
Ashley Castro's post cover
Zachary Parker's post cover
Earl Russell's post cover
Jade Simmons's post cover
Emma Castillo's post cover
Sofia Pelletier's post cover
Ashley Castro's post cover
Halyna Lubochkova's post cover
✨ The Mountains – A Place of Power ✨

This year, I stood in the mountains for the very first time… and words truly fail me.

No photo, no video, no caption can ever fully capture what it feels like to be up there surrounded by silence, beauty and something so much bigger than yourself. The air is different. The sky feels closer. And your soul? It wakes up.

It’s not just about the view (though let’s be honest it’s breathtaking). It’s about what the mountains do to you. They humble you. They ground you. They remind you how small your worries are and how strong you really are.

They are a place of clarity, of strength, of peace.A place where your heart beats louder and your thoughts grow quieter.

I get it now when people say the mountains are their “place of power.” Because that’s exactly how it felt. Powerful. Alive. Pure magic.

If you’ve never experienced the mountains truly felt them I hope you get the chance to.You might just come back a different person ⛰️

Avatar of Halyna Lubochkova
Halyna Lubochkova15 August 2025
Jade Simmons's post cover
Milja Morin's post cover
Zachary Parker's post cover
Travis Ward's post cover
Emma Castillo's post cover
Travis Ward's post cover
Halyna Lubochkova's post cover
✨ The Mountains – A Place of Power ✨

This year, I stood in the mountains for the very first time… and words truly fail me.

No photo, no video, no caption can ever fully capture what it feels like to be up there surrounded by silence, beauty and something so much bigger than yourself. The air is different. The sky feels closer. And your soul? It wakes up.

It’s not just about the view (though let’s be honest it’s breathtaking). It’s about what the mountains do to you. They humble you. They ground you. They remind you how small your worries are and how strong you really are.

They are a place of clarity, of strength, of peace.A place where your heart beats louder and your thoughts grow quieter.

I get it now when people say the mountains are their “place of power.” Because that’s exactly how it felt. Powerful. Alive. Pure magic.

If you’ve never experienced the mountains truly felt them I hope you get the chance to.You might just come back a different person ⛰️

Avatar of Halyna Lubochkova
Halyna Lubochkova15 August 2025
Ashley Castro's post cover
Milja Morin's post cover
Jade Simmons's post cover
Halyna Lubochkova's post cover
✨ The Mountains – A Place of Power ✨

This year, I stood in the mountains for the very first time… and words truly fail me.

No photo, no video, no caption can ever fully capture what it feels like to be up there surrounded by silence, beauty and something so much bigger than yourself. The air is different. The sky feels closer. And your soul? It wakes up.

It’s not just about the view (though let’s be honest it’s breathtaking). It’s about what the mountains do to you. They humble you. They ground you. They remind you how small your worries are and how strong you really are.

They are a place of clarity, of strength, of peace.A place where your heart beats louder and your thoughts grow quieter.

I get it now when people say the mountains are their “place of power.” Because that’s exactly how it felt. Powerful. Alive. Pure magic.

If you’ve never experienced the mountains truly felt them I hope you get the chance to.You might just come back a different person ⛰️

Avatar of Halyna Lubochkova
Halyna Lubochkova15 August 2025
Milja Morin's post cover
Travis Ward's post cover
Ashley Castro's post cover